Introduction : A Milestone in Rural Healthcare Healthcare costs often force rural families into debt, delaying or avoiding critical treatment. But there’s good news: Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY) is making a measurable difference. According to recent data, the scheme has saved over ₹1000 crore in out-of-pocket expenses for rural residents in Bihar all in just one year. 📌What is Ayushman Bharat? Ayushman Bharat is India’s flagship public health insurance scheme launched in 2018. It provides coverage of ₹5 lakh per family per year for secondary and tertiary hospitalization. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) - Key Coverage 📍 Beneficiaries Over 10.74 Crore (107.4 million) poor and vulnerable families (approximately 50 Crore or 500 million beneficiaries) based on SECC 2011 data, covering both rural and urban deprivation criteria. 📍 Coverage Amount Rs. 5 Lakh (INR 500,000) per family per year 📍 Coverage Type Secondary and ...